Nissan Loans and Leases in New Bern, Morehead City, Jacksonville NC, Havelock, Swansboro & Kinston

At Eastern Carolina Nissan, Auto Financing and Nissan Leases are a Breeze!

If you've ever been a client with us at Eastern Carolina Nissan, then you won't be surprised to find out how easy the financing process is here. In fact, we think the hardest part of buying a new or pre-owned Nissan with us is actually settling on which model you'd like. With so many attractive faces and fascias making up the Nissan lineup, it's no wonder folks have trouble deciding on the one. That's where our friendly sales team comes in to help. But when it comes to financing, the experts who staff our finance department are just as dedicated to creating an outstanding customer experience as the folks who show and sell our vehicles.

Nissan Loans and Leases: Which Path is Right for Me?

Only you can know for sure whether a lease or an auto loan is the right course of action for your financing needs, but our dedicated team is here to help you sort through every possibility to land on the financing solution that fits within your life. Here are some of the biggest differences between leasing and financing with an auto loan, to help you along in your decision:

  • Financing with a Loan: When you finance with a loan, you are buying the vehicle outright, and you're paying for the entire value of the vehicle. This often means larger monthly payments than with a lease, but there are differences in ownership, too. When you buy with a loan, the car belongs to you, which means there are no restrictions on how long you can keep the vehicle or how many miles you can drive it, whereas these limitations exist with leases. You also have free license to customize, alter, or sell your vehicle when you own it, none of which are possibilities with a lease.
  • Financing with a Nissan Lease: Leases tend to work well for folks who want a new, fresh vehicle every few year. This is because leases work on "lease term," which you agree to with the finance department. These outline how long you'll keep the car, the required maintenance schedule, how many miles you're allotted to drive it, and any other stipulations. With a lease, you're only paying for the cost of depreciation, which often results in lower monthly payments.

In addition to helping you sift through your financing options and decide on the one that works best for you, our financing department makes auto finance a breeze by allowing you to start your credit application online by using the secure, encrypted form seen below or visiting our finance application page . For those that are unsure of their credit and would like to get a head start, we also offer a tool to help you get pre-qualified for financing. These are just a few ways we're taking the stress and hassle out of auto financing. Once you've found the perfect new Nissan model for you, you don't have to worry about financing, because we're in the business of making things quick, friendly, and simple!


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  • Monday 9:00AM - 8:00PM
  • Tuesday 9:00AM - 8:00PM
  • Wednesday 9:00AM - 8:00PM
  • Thursday 9:00AM - 8:00PM
  • Friday 9:00AM - 8:00PM
  • Saturday 9:00AM - 6:00PM
  • Sunday Closed